Because leaving super to the last minute is like doing your taxes on April 30th. Risky.
Superannuation – not exactly the most exciting word in the dictionary, right? But if you’re a business owner, there’s a big change coming that you can’t ignore.
From 1 July 2026, employers will be required to pay their employees’ super at the same time as their wages — not quarterly like before. This new rule is called Payday Super, and while it might sound like another government headache, it could actually make life easier (if you’re ready for it).
At the moment, most businesses pay super once a quarter. That means an employee could work three months before their money even hits their super fund.
With Payday Super, here’s the big shift:
🟢 Super gets paid alongside every pay cycle – weekly, fortnightly, or monthly
🔵 No more holding it off until BAS time
🟡 It’ll apply to every Aussie business, no matter how small
🟠 Launches from 1 July 2026, so now’s the time to get your ducks in a row
Honestly? The government’s trying to fix a pretty big problem — unpaid super.
🟣 Helps employees earn more over time through faster compounding
🔶 Makes dodgy employers more visible to the ATO (so don’t be that guy)
🟤 Encourages financial fairness and transparency
⚪ Lowers the risk of workers missing out on money they’ve earned
Every shiny new law comes with its own list of headaches. Payday Super is no different.
💸 Cash Flow Pressure
Paying super every pay cycle means businesses need cash ready more often. If you’re used to putting super off till the end of the quarter, this could squeeze your budget — especially during quiet months.
🖥️ Tech Upgrades Might Be Needed
If you're still on clunky software or spreadsheets, you might need to invest in new payroll systems — plus time to train staff.
⏱️ More Admin (At First)
Until you’ve got everything automated, expect a bit more admin work each payday. It's not the end of the world, but it’s something to plan for.
⚠️ More Mistakes, More Often
The more frequently you process super, the more chances there are for little errors to creep in. And when it comes to the ATO, little errors can cost you.
🤯 Transition Confusion
Some businesses might not be ready in time. There’s a risk of non-compliance or misunderstandings during the changeover period — especially without good advice.
But hey — that’s where we come in. (More on that below.)
If you’ve got a solid payroll system already, the change might be smooth sailing. But if you’re still printing payslips and transferring super manually? It’s time for an upgrade.
🔶 We’ll audit your payroll setup to check what needs fixing
🟣 Set you up for automated super payments with no stress
🟠 Help you avoid fines or late fees (those add up fast)
🟡 Make sure your records stay clean and ATO-ready
Sure, 2026 feels a while away — but if you’ve ever had to change payroll software in a rush, you know it’s better to do it early than during EOFY chaos.
🟣 Gives you time to adjust your systems at your own pace
🟠 Lets you chat with your accountant before anything breaks
🔶 Means no last-minute panic when the new rules hit
🟡 Gives you time to trial new systems before going fully live
Payday Super might sound like more admin, but it’s actually a chance to tidy up your payroll, look after your staff, and avoid stress later on.
Yes, there are a few bumps along the way — but with the right support, you’ll be sailing smoother than a tinny on Sydney Harbour.
Need help getting ready?
That’s what we do best — real advice, clear systems, no fluff.
